In this insightful interview, Clark Smith, President of Golden Years Financial, discusses the foremost challenges individuals face in retirement. Clark highlights three key obstacles: insufficient savings, healthcare costs, and longevity risk. He emphasizes the importance of proactive planning and investing early to mitigate these issues. Clark notes that healthcare expenses can be unpredictable and often require tailored strategies. Addressing long-term financial needs differs significantly in retirement, as the focus shifts from accumulation to preservation. His expertise offers valuable guidance for securing a stable and fulfilling retirement.
Insurance products are offered through the insurance business Golden Years Financial, LLC. Golden Years Financial, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Golden Years Financial, LLC. are not subject to Investment Adviser requirements.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.
This TV show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
Golden Years Financial, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Golden Years Financial, LLC.
This TV show is a paid placement.