Using an ATM, credit or debit card to pay for gas at the pump or to get money from an ATM can be quick and convenient.
But, if you are not careful, you could get taken by a criminal who has installed a skimming device. Swipe your card in one of these skimmers, and now the sensitive information from your card could be used by the criminal to rack up charges or empty your account.
But, there are a few things that you can do to protect yourself and take action.
Before swiping, look for telltale signs of a skimmer such as a reader that appears loose, crooked, damaged, or does not allow your card to be inserted easily.
You might also notice nicks or scratches, tape residue or other signs that something is not right. If you are required to enter a pin, shield your hand as your enter your number.
Sometimes, criminals use hidden cameras to capture your pin. If you have difficulty retrieving your card or notice a problem, report it immediately to police, the merchant and your bank. And, pay attention to bank statements and other activity on your account.
If you notice a problem, report it immediately. Your information could help others from being scammed.
