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Use caution before purchasing gift cards

Posted at 4:16 PM, Dec 23, 2019
and last updated 2019-12-23 17:16:27-05

If you are running out of time and ideas for holiday gifts, you may want to consider a gift card. But, before you choose this option, there are a few things that you might want to consider.

Here are a few things that you can do to avoid having problems later.

If you are selecting a card from a store rack, pull from the middle of the rack, and inspect the back of the card to be sure that it has not been tampered with. Pay attention to expiration dates and if there are fees assessed if the card is not used for a period of time. Alert the recipient of these potential pitfalls as well.

Check out the stability of the business to be sure that they are not going out of business any time soon. And, ask for a gift receipt that verifies that funds have been loaded on the card, and keep the original receipt.

If you are concerned that a problem could arise with a gift card for you or the recipient, keep in mind that giving cash is always appreciated.

If you have a problem with a gift card that you are unable to resolve with a business, contact our Call 4 Action office for help