If you or someone you know is having trouble with their finances there are a few things you can do to get help.
Many people are concerned about losing their homes or apartments, having utilities shut off, finding affordable healthcare, and sadly, falling to scams that target people who are desperate to get loans, grants or find fast ways to make money.
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Don't be ashamed or embarrassed to ask for help. If you are unable to get your creditors to work with you get help from a reputable, non-profit consumer credit organization.
Be careful of phone calls, emails or online ads that promise easy ways to make money, especially if they ask you to wire money or provide information on pre-paid credit cards or iTunes cards.
If you are unsure if something is a scam reach out to resources like the Federal Trade Commission, Better Business Bureau or our Call 4 Action office.
April is Financial Literacy Month and several online resources and local libraries will be offering educational sessions on topics like budgeting, id theft prevention, investing and the stock market.
One of the best ways to find out about these sessions is to go to moneysmartweek.org and enter your zip code.
If you don't find a program in your zip code try entering a different nearby zip code. For more help visit the Consumer Financial Protection Bureau or National Foundation for Credit Counseling.
