This is the time of year when many of us are planning summer vacations, which means that we may be using our credit cards to pay for everything from lodging, rental cars, food,and souvenirs.
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In addition to racking up reward points, many credit cards come with nice benefits that can really help you get out of a jam during your vacation.
Although benefits can vary, many credit card companies offer such things as roadside assistance or medical help, the ability to get emergency cash, get reimbursed for trip delays or lost or damaged baggage, and even get reimbursed for souvenirs that break within the first 90 days of purchase.
In most cases, you'll need to have used your credit card to pay for goods and services related to your trip. You may need to pay the cost for things like having a tow truck respond, but it is nice to know that you can get someone who can help when you are in a critical situation.
To find out more information about the benefits available with your card, call the phone number listed on the back f your credit card and ask for the benefits services department.
You can also find information online for some of the major card issuers. Or, if you are a saver, you might still have the benefits pamphlet that came with your credit card. These benefits do change from time to time, so it is a good idea to check things out before you pay for services or assume that you are covered.
